This might become a common theme in my entries because so many things seem to suck. And even though I guess it really isn’t news, I figured it was time to complain about good old insurance.
Now I’m not going to get into Obama-Care or any of that stuff, I’m just going to talk about what I was told by my insurance about my back. As anyone reading this knows, I’ve had back problems recently that have caused me to miss work and enjoy life. I have only missed 3 days because of it, but if you knew me, you would know I don’t call out sick for nothing. 3 days is a lot of time away from work for me (unless I’m gone for a fun reason). I’ve already gone to the doctor twice, paid my copay twice and have been dealing with the insurance anyway because they are trying to get workman’s comp to pay for it. They see the word “work” in the complaint and want to pass the bill to someone else. It isn’t a work related injury, sitting on my ass at work for 8 hours a day makes it worse, that’s all.
Anyway, the last visit with my doctor had him deciding I needed an MRI to see the real issue in my back. So they submitted the request to my insurance and my insurance declined stating that “they want to see if I go 6 weeks without improvement”. Really? It has been 5 weeks already, I went from “I can’t move” to “It’s sore” back to “I can’t move” within those 5 weeks. So in 1 more week, if I am improved they will refuse to do an MRI? But what happens if in 3 weeks I am back to “I can’t move” status? Then will they cover it?
I understand that insurance companies are just like any other company; they don’t care about you just your hard-earned money. But you can bet you’re bottom dollar I am going to be pissed if I get denied next week to get an MRI and then miss more work in the future because of it. And what will I be able to do about it?
Breakfast – Homemade Egg McMuffin
Snack – Jerky, trail mix and granola bars
Lunch – Sloppy Joes
Dinner – Chili Dogs
Dessert – A cookie and loaded bar
An hour+ of walking at work
4.28 miles on the treadmill